The paper addresses a question of African
families invest less and spend more. It presents the
factors and practice which support the tendency of
investing less and more spending. The focus of the
paper is exposure the forces behind the tendency which
limit the removal of poverty at family level. The
methodology opted is that of table research of which
secondary information are extensively used in this
paper. The less investment and more spending attitude
is a culturally practice resulted from the combination of
social, political, religion and economic situation of the
society within a time. As well, the level of development
dictates the deep understanding of the term investment.
Poor families investment is a strange vocabulary and
taking serious measure on investing become a myth.
Keywords : Investment, Spend,family, Tanzania,Poverty.