The purpose of this study was to determine the effect of macroeconomics on the demand for bank credit in South Sulawesi. The types of data used in this study are qualitative data and quantitative data. The data source used is secondary data. The analytical method used is multiple regression analysis. The results showed that partially the interest rate had a negative and significant effect on the demand for bank loans in South Sulawesi, while the inflation rate had a negative and insignificant effect on the demand for bank loans in South Sulawesi. Simultaneously interest rates and inflation rates have a significant effect on the demand for bank credit in South Sulawesi.

Keywords : interest rate, inflation, credit.