This research aims to examine the relationship between capital structure and liquidity with business growth and profitability at the Balo' Toraja Savings and Loans Cooperative (KSP Balo'ta) in 2013-2020. The financial statements from 2013 to 2020 were used as the sample, and the design was descriptive quantitative, with data analysis utilizing numbers in the ratio analysis formula and partial hypothesis testing (t-test). The t-test was used to determine the effect of each independent variable on the dependent variable using quantitative data in the form of financial statements (balance sheet and profit and loss). The results show that (1) Capital structure has a significant effect on profitability (2) Liquidity has no significant effect on profitability (3) Capital structure has no significant effect on business growth (4) Liquidity has no significant effect on Business Growth (5) Profitability has no significant effect on Business Growth.

Keywords : Capital Structure, Liquidity, Profitability, Business Growth