Businesses often ignore the disruptive nature of technology due to the over-reliance on the implied benefits versus concerns relating to utilization costs. However, the disruptive aspects of new and emerging technologies are worth exploring through academic research. There is no true success until businesses, and those impacted by digital transcendence understand the inherent challenges and risks of adopting new technologies to improve productivity, user experience, and potential financial gain. By exploring and understanding the deficiencies in the technological divide, companies can truly succeed in the digital transformation process by being appreciative of what challenges and risks to manage and mitigate. Going beyond the simple acknowledgment that knowledge transference will aid in fixing the learning gaps of technological change and grasp the need for governmental protective and supportive regulative policies to guide the digital ecosystem.

Keywords : Challenges, digital transformation, disruptive implications,emerging technologies, knowledge transfer, protection, regulation, risk