Risk Management and its Role in Reducing the Risk of Banking Operations (A Field Study on Some Commercial Banks in Khartoum)


Authors : Dr. Mohammed Ishag Abdelrahman Eisa; Dr. Abd Elazim Abd Elrahman Elbashir Mustafa

Volume/Issue : Volume 8 - 2023, Issue 1 - January

Google Scholar : https://bit.ly/3IIfn9N

Scribd : https://bit.ly/3DX9Ooo

DOI : https://doi.org/10.5281/zenodo.7628534

This study mainly aimed to know the role played by risk management in reducing various banking risk. The study adopted the inductive approach, the descriptive analytical approach and the historical approach. The questionnaire used to collect filed study’s data from the sample of the study’s community which represented in the employees of some Sudanese commercial banks in Khartoum. (55) Questionnaires were distributed to study’s sample, it is 100% collected and analyzed. The results of the study reveal that efficient banking risk management contributes to reducing bank credit risk and efficient banking risk management contributes to reducing the risk of electronic operation, the study recommend several recommendations, among which is that, spreading the culture of awareness of the banking operations’ risk among the public and providing the necessary protection and security devices to spare the bank the risk of electronic banking.

Keywords : Risk Management, Banking operations’ risk

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