Authors :
Md. Azmir Sharif; Md. Atiqur Rahman; Jeniya Subnas
Volume/Issue :
Volume 7 - 2022, Issue 4 - April
Google Scholar :
https://bit.ly/3IIfn9N
Scribd :
https://bit.ly/3yyXRU5
DOI :
https://doi.org/10.5281/zenodo.6511790
Abstract :
This study aims at investigating the
performance of the commercial banks of Bangladesh
with and without Covid-19 pandemic situation. For
accomplishing this objective, this study collects panel
data from annual reports of 26 commercial banks of
Bangladesh considering period from 2010 to 2020 where
only four banks are stated owned and the rest are
private ownership. This study uses random effect model
for statistical analysis by using STATA. Findings show
that interest coverage ratio and inflation rate have
significant positive (p<0.01) effect on the performance
of commercial banks with and without Covid-19 periods
whereas GDP has significant negative (p<0.01) influence
on the performance of commercial banks in
Bangladesh. This study also recommends that these
factors should be managed with favorable policies
which will improve the financial strength, profitability
as well as the overall performance of the commercial
banks in Bangladesh.
Keywords :
Commercial Bank, Covid-19, Random Effect Model, Interest Coverage Ratio, Inflation Rate
This study aims at investigating the
performance of the commercial banks of Bangladesh
with and without Covid-19 pandemic situation. For
accomplishing this objective, this study collects panel
data from annual reports of 26 commercial banks of
Bangladesh considering period from 2010 to 2020 where
only four banks are stated owned and the rest are
private ownership. This study uses random effect model
for statistical analysis by using STATA. Findings show
that interest coverage ratio and inflation rate have
significant positive (p<0.01) effect on the performance
of commercial banks with and without Covid-19 periods
whereas GDP has significant negative (p<0.01) influence
on the performance of commercial banks in
Bangladesh. This study also recommends that these
factors should be managed with favorable policies
which will improve the financial strength, profitability
as well as the overall performance of the commercial
banks in Bangladesh.
Keywords :
Commercial Bank, Covid-19, Random Effect Model, Interest Coverage Ratio, Inflation Rate
