This research determined the effect of the
perception of Government project beneficiaries on debit
card services of selected banks in Daet, Camarines Norte.
The study also aims to determine the problem that the
beneficiaries encountered while using the ATM. It used
descriptive-correlational method with a survey
questionnaire that served as the main tool in data gathering
and unstructured interview with the respondents. The
following statistical tools were utilized in analyzing the data
collected; frequency and percentage, weighted mean and
Somer’s Delta Correlation. This study was based on the
premise that there is no significant relationship between the
profile of the respondents and the level of perception of the
government beneficiaries towards ATM debit card services.
The primary factor that greatly affect the level of
perception of government project beneficiaries along
hardware factors is hanging error, while for the human
factors is fear on the possibility of being robbed.
Level of Perception, Government Project Beneficiaries, Debit Card Services, Automated Teller Machine, Conditional Cash Transfer;