Authors :
Anugrah Amin; Muhammad Wahyuddin Abdullah
Volume/Issue :
Volume 5 - 2020, Issue 12 - December
Google Scholar :
http://bitly.ws/9nMw
Scribd :
https://bit.ly/2WCF0Di
Abstract :
The development of Islamic banking and
entities in Indonesia requires adaptation and innovation
of Islamic banking in response challenge era. Model
Financing Musyarakah Mutanaqishah (MMQ) or often
called diminishing partnership is a type of financing in
the form of cooperation in the ownership of an asset or
other item by two or more parties. In a case where the
temporary ownership rights of one party will increase in
line with the decrease in ownership rights of the other
party because the transfer of rights according to the
initial agreement is in the form of installment payments.
In syirkah mutanaqishah, it is necessary to clearly state
the installment amount and the nominal rental amount
which is the obligation of the customer as a party. In
addition, the term of the rental payment must be agreed
at the beginning of the agreement, although in the process
there can be renegotiation regarding the term and
amount of the rental price.
Keywords :
Product Innovation, Development, Musyarakah Mutanaqishah, Contract/Agreement, Islamic Banking, Solutions.
The development of Islamic banking and
entities in Indonesia requires adaptation and innovation
of Islamic banking in response challenge era. Model
Financing Musyarakah Mutanaqishah (MMQ) or often
called diminishing partnership is a type of financing in
the form of cooperation in the ownership of an asset or
other item by two or more parties. In a case where the
temporary ownership rights of one party will increase in
line with the decrease in ownership rights of the other
party because the transfer of rights according to the
initial agreement is in the form of installment payments.
In syirkah mutanaqishah, it is necessary to clearly state
the installment amount and the nominal rental amount
which is the obligation of the customer as a party. In
addition, the term of the rental payment must be agreed
at the beginning of the agreement, although in the process
there can be renegotiation regarding the term and
amount of the rental price.
Keywords :
Product Innovation, Development, Musyarakah Mutanaqishah, Contract/Agreement, Islamic Banking, Solutions.
