The banking sector of India has had a long
history of reformation and restructuring that all began
back in the 1800s and today it stands as the backbone
structure that supports India’s growing economy by
mobilizing funds for various sectors of the economy,
providing financing options to those in need and greatly
contributes to the functioning of this diverse nation.
Since its early inception, numerous problems have
seeped into the banking sector and there are some
research studies have been conducted to determine the
adversities, challenges, and the functioning of this
sector. This research paper makes an attempt to
evaluate the nature of some of the problems, their
underlying causes, and the policy recommendations that
may provide resolution to these problems.
Keywords : Indian, Banking, Problems, NPA, Bank, Debt.