Islamic Financial Literacy and Inclusion on Personal Finance Behavior with Socio-Demography as a Moderating Variable

Authors : Rifa'atul Maftuhah; Triani Ratnawuri; Grisvia Agustin; Nasikh

Volume/Issue : Volume 7 - 2022, Issue 12 - December

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The development of the Indonesian Islamic finance industry in the past decade has shown a positive increase. The positive achievements of the Indonesian Islamic finance industry can be seen from several aspects, namely institutional aspects and supporting infrastructure, regulatory aspects, monitoring system aspects, awareness aspects and aspects of the level of public literacy towards their services (Alanshori, 2016). Indonesia is a developing country and is trying to expand its financial inclusion. This is an effort to remove all forms of barriers to public access in utilizing financial services. One of the factors influencing the success of financial inclusion is the level of public financial literacy.

Keywords : Islamic Financial Literacy, Islamic Financial Inclusion, Personal Finance Behavior , Sociodemography


Paper Submission Last Date
31 - March - 2023

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