Authors : John Sipiya

Volume/Issue : Volume 10 - 2025, Issue 6 - June

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Google Scholar : https://tinyurl.com/47mnaw2j

DOI : https://doi.org/10.38124/ijisrt/25jun552

Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.

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Abstract : This article is exploring the evolving dynamics that exist between microfinance institutions (MFIs) and commercial banks in the banking financial services sector in Zambia. This article helps to analyze the contributions that the Microfinance Institutions have made to the financial inclusion and how their presence has influenced service innovations, competition and market expansion in the formal banking sector. The findings of the research have highlighted the complementary roles of these institutions and their collective impact on Zambia's financial landscape.

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