Authors :
Fifin Firdaus,Endri Endri
Volume/Issue :
Volume 5 - 2020, Issue 4 - April
Google Scholar :
https://goo.gl/DF9R4u
Scribd :
https://bit.ly/2VYIBuq
Abstract :
The research aims to measure the financial
performance of banks that are included in BUKU IV
category listed on the Indonesia Stock Exchange during
the period 2014 - 2019. Analysis of bank financial
performance based on financial ratios consisting of
ratios; liquidity, activities, solvency and profitability
that are adjusted to the concept of measuring banking
performance regulated by the Financial Services
Authority (OJK). The method of measuring bank
financial performance uses ratio analysis sourced from
the BUKU IV bank financial statements selected based
on purposive sampling technique during the 2014-2019
period. The method of calculating financial ratios,
consisting of ratios; liquidity, activity, solvency and
profitability. The results of performance measurements
show that the BUKU IV Bank's liquidity ratio, which is
the Loan Deposit Ratio (LDR), is included in the good
enough category. There has been a trend of an increase
in the results of liquidity ratios held by BUKU IV banks
since 2016 due to the increased distribution of funding
by the Bank that exceeds the increase in placement of
funds from third parties.
Keywords :
Bank, Finaancial Ratio, Likuidity, Solvency, Rentability
The research aims to measure the financial
performance of banks that are included in BUKU IV
category listed on the Indonesia Stock Exchange during
the period 2014 - 2019. Analysis of bank financial
performance based on financial ratios consisting of
ratios; liquidity, activities, solvency and profitability
that are adjusted to the concept of measuring banking
performance regulated by the Financial Services
Authority (OJK). The method of measuring bank
financial performance uses ratio analysis sourced from
the BUKU IV bank financial statements selected based
on purposive sampling technique during the 2014-2019
period. The method of calculating financial ratios,
consisting of ratios; liquidity, activity, solvency and
profitability. The results of performance measurements
show that the BUKU IV Bank's liquidity ratio, which is
the Loan Deposit Ratio (LDR), is included in the good
enough category. There has been a trend of an increase
in the results of liquidity ratios held by BUKU IV banks
since 2016 due to the increased distribution of funding
by the Bank that exceeds the increase in placement of
funds from third parties.
Keywords :
Bank, Finaancial Ratio, Likuidity, Solvency, Rentability
