Financial Literacy Affects Financial Behavior Through Financial Attitude as an Intervening Variable


Authors : Mikhratunnisa; Nova Adhitya Ananda

Volume/Issue : Volume 5 - 2020, Issue 12 - December

Google Scholar : http://bitly.ws/9nMw

Scribd : https://bit.ly/2XbiC46

Abstract : Good financial behavior is needed nowadays to face an era where spending money or saving money is straightforward. Generation Z is a consumptive generation, so this study aims to determine the financial behavior of generation Z. The sample used in this study were 200 respondents. Data analysis techniques using Structural Equation Modeling (SEM) Partial Least Square. The results showed that financial literacy affected financial behavior through financial attitude.

Keywords : Financial Literacy; Financial Attitude; Financial Behavior

Good financial behavior is needed nowadays to face an era where spending money or saving money is straightforward. Generation Z is a consumptive generation, so this study aims to determine the financial behavior of generation Z. The sample used in this study were 200 respondents. Data analysis techniques using Structural Equation Modeling (SEM) Partial Least Square. The results showed that financial literacy affected financial behavior through financial attitude.

Keywords : Financial Literacy; Financial Attitude; Financial Behavior

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