- Bank is a mainstay of an economy’s financial system and a banking sector plays an significant role in economic growth of a country. Banks form an essential component of the financial system and are operational players in financial markets. Financial enclosure is the main need of an economy. Banks and financial institutions shows supreme role in financial inclusion of an economy of country. In the modern globalized economy of today’s world, for individual or for the corporation the safe source of finance is the bank. Through financial bulletins and annual reports, a company provides its financial information for a year. These financial performance reports on analyzing help the decision makers to predict, compare and evaluate the ability of earning of the company. The paper presents a comparison between two banks, HDFC the largest private bank of India and SBI the largest Government bank of India based on their financial key performance from the financial year 2015-16 to 2019-20.

Keywords : HDFC, SBI, Key Performance Ratios, Return on assets (ROA), Return on equity per Net worth, Cost to Income, Return on equity.