- Bank is a mainstay of an economy’s financial
system and a banking sector plays an significant role in
economic growth of a country. Banks form an essential
component of the financial system and are operational
players in financial markets. Financial enclosure is the
main need of an economy. Banks and financial
institutions shows supreme role in financial inclusion of
an economy of country. In the modern globalized
economy of today’s world, for individual or for the
corporation the safe source of finance is the bank.
Through financial bulletins and annual reports, a
company provides its financial information for a year.
These financial performance reports on analyzing help
the decision makers to predict, compare and evaluate the
ability of earning of the company. The paper presents a
comparison between two banks, HDFC the largest
private bank of India and SBI the largest Government
bank of India based on their financial key performance
from the financial year 2015-16 to 2019-20.
HDFC, SBI, Key Performance Ratios, Return on assets (ROA), Return on equity per Net worth, Cost to Income, Return on equity.