An electronic resource is a modern way of accessing information resources through the use of computers and technological networks. The researchers investigate the factors affecting the utilization of electronic resources among undergraduate students in tertiary institutions in Kebbi state. Three research question was designed which are what are the factors affecting the utilization of electronic resource among undergraduate students in Kebbi state, what are the utilization of electronic resources among the undergraduate student in Kebbi state tertiary institution, and suggested measures that will help in solving the factors affecting the utilization of eresources among undergraduate student of tertiary institutions inKebbi state. Although tertiary institutions in Kebbi state have not fully automated their resources and services, they are rather acquiring electronic resources to complement the paper-based resources because of their numerous important and some of the electronic resources are e-books, e-journals, online databases, and online public access catalogs. Some of the e-Resources software used is Koha Application and Dspace application for libraries. The result indicates that the undergraduate students in Kebbi state tertiary institutions do not fully utilize electronic resources because of the following reasons: Lack of proper network to access information online, and insufficient numbers of computers in the library. A research questionnaire was designed and distributed physically out of 260 questionnaires, of which 249 were dully filled and returned successfully, 5 Likert scales were always used to analyze the data using SPSS version 2.0. With a mean score. Also, the factors affecting the utilization of electronic resources among undergraduate Students in tertiary institutions in Kebbi state necessitate the need for similar research to be conducted to understand more on the topic