Evaluation of the Effectiveness of Weekly Group Meetings on the Quality of Post-Pandemi Covid-19 Financing at PT Permodalan Nasional Madani Branch Jakarta and Tangerang


Authors : Husein

Volume/Issue : Volume 8 - 2023, Issue 7 - July

Google Scholar : https://bit.ly/3TmGbDi

Scribd : https://tinyurl.com/muurzkcs

DOI : https://doi.org/10.5281/zenodo.8214733

Abstract : The Covid-19 pandemic that hit all countries in the world caused many companies to experience a decline in performance. This also affects companies in Indonesia, including PT Permodalan Nasional Madani (PNM), which focuses on Ultra Micro financing. The quality of PNM Mekaar's financing has deteriorated significantly since the beginning of the Covid-19 pandemic in mid-March 2020. PT PNM has made various efforts and strategies to increase productivity and improve the quality of this financing. However, the current recovery has not returned to its full potential as in the previous condition, this is due to the Weekly Group Meetings (PKM), which are one of the most important factors in group financing (group lending), which have not yet been fully implemented. Perceptions of PNM Mekaar Account Officers of the Tambora DKI Jakarta Branch regarding the importance of PKM having an impact on the effectiveness and improvement of the quality of financing need to be further understood.

Keywords : Covid-19 Pandemic, Weekly Group Meetings (PKM), Quality of Financing.

The Covid-19 pandemic that hit all countries in the world caused many companies to experience a decline in performance. This also affects companies in Indonesia, including PT Permodalan Nasional Madani (PNM), which focuses on Ultra Micro financing. The quality of PNM Mekaar's financing has deteriorated significantly since the beginning of the Covid-19 pandemic in mid-March 2020. PT PNM has made various efforts and strategies to increase productivity and improve the quality of this financing. However, the current recovery has not returned to its full potential as in the previous condition, this is due to the Weekly Group Meetings (PKM), which are one of the most important factors in group financing (group lending), which have not yet been fully implemented. Perceptions of PNM Mekaar Account Officers of the Tambora DKI Jakarta Branch regarding the importance of PKM having an impact on the effectiveness and improvement of the quality of financing need to be further understood.

Keywords : Covid-19 Pandemic, Weekly Group Meetings (PKM), Quality of Financing.

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