The capital structure of an organization is the composition of its equity, debt and internal funds
that it has selected to run its operation. In business, the management has to make a decision whether
to use debt, equity or a combination of both putting into consideration factors such as the cost of
capital, business expansion rate, business risk, market condition, tax exposure and dividend policy.
Dividend pay-out is the portion of company’s net profit paid back to the shareholders as their reward
Keywords : Minimum Absolute Core Capital, Capital Adequacy Ratio, Risk-Weighted Asset, Customer Deposit, Interbank Borrowing, And Dividend Pay-Out Ratio.