Generally large retail shops find it difficult to
track their customers purchasing heavy merchandises.
These big purchases are often provided with specific
offers that facilitate payment by part. That is paying the
entire amount little by little after a fixed interval of
time. However, retailers loose track of their customers
and find it difficult to get them pay the due amount.
This results in loss and turn over blockages for the
retailers. To avoid such losses the DIAFM comes into
the retailers rescue with its feature that enables periodic
notification and tracking system in it. A method for
automatic bill payment reminder is disclosed. The
method includes providing for an automatic bill
payment reminder process for a user of a portable
consumer device, where the automatic bill payment
process automatically pays periodic bills of the user at
predetermined times. The method also includes
providing for an automatic reminder process, where the
automatic reminder process automatically sends
reminders to the user of the portable consumer device
prior to the automatic payment of the bills at the
predetermined time intervals.