Cybersecurity and Cryptocurrency Awareness in Finance

Authors : Raymond C. Medina

Volume/Issue : Volume 7 - 2022, Issue 5 - May

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Why care about Cybersecurity? Referencing the book of National Academics of Sciences, Engineering and Medicine about “AT THE NEXUS OF CYBERSECURITY AND PUBLIC POLICY: SOME BASIC CONCEPTS AND ISSUES published on 2014; Cybersecurity has been an issue of public policy significance for a number of decades. For example, in 1991 the National Research Council wrote in Computers at Risk: We are at risk. Increasingly, America depends on computers. They control power delivery, communications, aviation, and financial services. They are used to store vital information, from medical records to business plans to criminal records. Although we trust them, they are vulnerable—to the effects of poor design and insufficient quality control, to accident, and perhaps most alarmingly, to deliberate attack. The modern thief can steal more with a computer than with a gun. Tomorrow’s terrorist may be able to do more damage with a keyboard than with a bomb. (p. 7) The continuous evolution of information technology gives rise to the digital format of the fiat currencies that we have, of which some amounts we carry and place them in our wallets or withdraw thru banks either via a teller or automated teller machine. These digital currencies are used in on-line internet transactions, and, other e-commerce activities. Furthermore, e-commerce lead to boundaryless world where business transactions and payments can be made anytime and anywhere. However, the value of respective currencies poses a challenge in the transactions. Thus, the rise of Cryptocurrency has emerged. The need for a “flattening the world” approach in the boundary less electronic commerce has made many to consider the use of cryptocurrencies in their business transactions worldwide. However, is it safe and stable?


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