Authors : Jitender Jain

Volume/Issue : Volume 10 - 2025, Issue 3 - March

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DOI : https://doi.org/10.38124/ijisrt/25mar828

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Abstract : The rapid evolution of financial technology (Fintech) has transformed digital banking through the integration of artificial intelligence (AI) and cloud computing. This research explores the role of AI-driven cloud solutions in digital banking, focusing on their impact on scalability, security, operational efficiency, and customer experience. The article discusses the technological foundations of AI and cloud computing, examines real-world implementations in digital banking, and evaluates challenges and future prospects. Case studies from leading financial institutions demonstrate the effectiveness of AI-driven cloud solutions in enhancing digital banking services.

Keywords : Cloud Computing, Artificial Intelligence, Digital Banking, Scalability, Operational Efficiency.

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