Authors :
Dr. Umakanth. S; Pranav M S; Swaraj Patra; Ashwini N T; leena Daga
Volume/Issue :
Volume 10 - 2025, Issue 3 - March
Google Scholar :
https://tinyurl.com/4sn6svda
Scribd :
https://tinyurl.com/4j3r8z2u
DOI :
https://doi.org/10.38124/ijisrt/25mar1525
Google Scholar
Note : A published paper may take 4-5 working days from the publication date to appear in PlumX Metrics, Semantic Scholar, and ResearchGate.
Note : Google Scholar may take 15 to 20 days to display the article.
Abstract :
This study explores the psychological factors influencing the effectiveness of short-span media in delivering
financial education to Generation Z. As digital natives, Gen Z engages with brief, visually engaging content, requiring an
understanding of how these formats impact financial literacy and decision-making. The age distribution of the 179 survey
respondents revealed a skewed demographic, with ages ranging from 7 to 48 years. Notably, the largest group was 19 years
old, representing 34.6% (62 individuals) of the total participants. The second most frequent age was 22, accounting for
15.1% (27 individuals). Other age groups showed significantly lower representation, with most falling below 10% of the
responses, indicating a concentration of participants within the late teens and early twenties.
Keywords :
Short-Span Media, Immediate Gratification, Decision-Making Abilities, Psychological Factors, Financial Literacy.
References :
- Deutsch, M., & Gerard, H. B. (1955). A study of normative and informational social influences upon individual judgment. The Journal of Abnormal and Social Psychology, 51(3),1 629–636.
- Garcia, M., & Roberts, E. (2020). Visual learning in financial education: The power of infographics and short-form videos for Gen Z. Journal of Educational Multimedia and Hypermedia, 29(2), 112-128.
- Grant, A. (2023). Trust in digital content: The role of content creators in financial literacy. Journal of Digital Media Literacy, 5(1), 45-62.
- Kim, H., & Nguyen, T. (2019). The impact of media formats on financial literacy: A comparison of short-term and traditional learning approaches. Journal of Financial Education, 45(3), 210-225.
- Miller, D., & Lee, S. (2023). Emotional engagement and knowledge retention in short videos: A financial education context. Educational Technology Research and Development, 71(4), 1899-1915.
- Patel, M., & Williams, K. (2020). Attention span and cognitive load in the social media era: Implications for financial literacy. Computers & Education, 150, 103830.
- Rivera, P., & Nelson, K. (2023). Emotion, memory, and learning in short media: The role of positive affect in financial education for Gen Z. Learning and Instruction, 88, 101820.
- Smith, A., & Johnson, R. (2021). The role of digital media in improving financial literacy in Gen Z. Journal of Digital Learning in Teacher Education, 37(4), 220-235.
- Thompson, J., & Bailey, L. (2021). Cognitive engagement and digital learning: The role of interactive tools in financial education for Gen Z. Interactive Learning Environments, 29(7), 1120-1135.
- Wikia. (2013). Generation Z: A look at the technology and media habits of today’s teens.
This study explores the psychological factors influencing the effectiveness of short-span media in delivering
financial education to Generation Z. As digital natives, Gen Z engages with brief, visually engaging content, requiring an
understanding of how these formats impact financial literacy and decision-making. The age distribution of the 179 survey
respondents revealed a skewed demographic, with ages ranging from 7 to 48 years. Notably, the largest group was 19 years
old, representing 34.6% (62 individuals) of the total participants. The second most frequent age was 22, accounting for
15.1% (27 individuals). Other age groups showed significantly lower representation, with most falling below 10% of the
responses, indicating a concentration of participants within the late teens and early twenties.
Keywords :
Short-Span Media, Immediate Gratification, Decision-Making Abilities, Psychological Factors, Financial Literacy.