Authors :
Sitti Nur Alam; Uhud Darmawan Natsir; Nurman; Romansyah Sahabuddin; Burhanuddin
Volume/Issue :
Volume 8 - 2023, Issue 9 - September
Google Scholar :
https://bit.ly/3TmGbDi
Scribd :
https://tinyurl.com/6vwxnsws
DOI :
https://doi.org/10.5281/zenodo.8431054
Abstract :
The aim of this research is to analyze the
financial performance of PT Bank Rakyat Indonesia
(Persero) Tbk, 2018-2022 using the CAMEL ratio which
includes (Capital, Assets, Management, Earnings,
Liquidity). CAMEL is a factor that really determines the
health of a bank. Assessment using the CAMEL method
which consists of five factors including CAR, KAP,
NPM, ROA-BOPO, and LDR. This sample was taken
from the financial reports of PT Bank Rakyat Indonesia
for the last 5 years, namely 2018-2022. Data collection
was carried out using library research and
documentation methods. Regarding the financial
performance of PT Bank Rakyat Indonesia, this
research shows the final value on CAMEL using CAR,
KAP, NPM, ROA-BOPO, LDR for 2018-2022. It can be
stated that the financial performance of PT. Bank
Rakyat Indonesia (Persero) Tbk is categorized as
healthy.
Keywords :
Analysis of Financial Performance and CAMEL Ratios.
The aim of this research is to analyze the
financial performance of PT Bank Rakyat Indonesia
(Persero) Tbk, 2018-2022 using the CAMEL ratio which
includes (Capital, Assets, Management, Earnings,
Liquidity). CAMEL is a factor that really determines the
health of a bank. Assessment using the CAMEL method
which consists of five factors including CAR, KAP,
NPM, ROA-BOPO, and LDR. This sample was taken
from the financial reports of PT Bank Rakyat Indonesia
for the last 5 years, namely 2018-2022. Data collection
was carried out using library research and
documentation methods. Regarding the financial
performance of PT Bank Rakyat Indonesia, this
research shows the final value on CAMEL using CAR,
KAP, NPM, ROA-BOPO, LDR for 2018-2022. It can be
stated that the financial performance of PT. Bank
Rakyat Indonesia (Persero) Tbk is categorized as
healthy.
Keywords :
Analysis of Financial Performance and CAMEL Ratios.