Authors : Jitender Jain

Volume/Issue : Volume 10 - 2025, Issue 3 - March

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DOI : https://doi.org/10.38124/ijisrt/25mar829

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Abstract : The financial technology (Fintech) sector is undergoing a transformative revolution, driven by advancements in artificial intelligence (AI), cloud computing, and optical character recognition (OCR). This research article explores the integration of these technologies in commercial banking, highlighting their impact on operational efficiency, customer experience, and risk management. The article delves into the technical underpinnings of AI, cloud computing, and OCR, and presents case studies demonstrating their application in real-world banking scenarios. Finally, the article discusses the challenges and prospects of AI-driven Fintech in commercial banking.

Keywords : Fintech, Optical Character Recognition & Commercial Banking

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