Authors :
Krupal A Chaudhari, Dr. Taral M Patel
Volume/Issue :
Volume 5 - 2020, Issue 4 - April
Google Scholar :
https://goo.gl/DF9R4u
Scribd :
https://bit.ly/2VEf0ql
Abstract :
The banking sector is a support of a nation’s
financial system. Measuring and maintaining the asset
quality of banks is important for the development of the
Indian banking sector. Nowadays, the Public Sector
Banks is constantly causing painful stress to the
banking sector, and Indian economy. The objective of
the present study is to highpoint the level of NonPerforming Assets, and how it influences the
profitability of the banks. For this purpose, the study
considered Gross and Net NPA of 10 banks, five Public
& five Private sector banks from the period of 2015 to
2019. The study identified that both the public and
private sector banks gradually increase their Gross &
Net NPA during the study period. The study found that
there is a significant positive relationship between Gross
NPA and Net NPA of public and private sector banks.
The study also found a significant negative relationship
between NPA with Return on Assets of public & private
sector banks. The impact of public and private sector
banks significantly influences the Gross and Net NPA.
Keywords :
Non-Performing Assets, Public and Private Sector Banks, Return on Assets
The banking sector is a support of a nation’s
financial system. Measuring and maintaining the asset
quality of banks is important for the development of the
Indian banking sector. Nowadays, the Public Sector
Banks is constantly causing painful stress to the
banking sector, and Indian economy. The objective of
the present study is to highpoint the level of NonPerforming Assets, and how it influences the
profitability of the banks. For this purpose, the study
considered Gross and Net NPA of 10 banks, five Public
& five Private sector banks from the period of 2015 to
2019. The study identified that both the public and
private sector banks gradually increase their Gross &
Net NPA during the study period. The study found that
there is a significant positive relationship between Gross
NPA and Net NPA of public and private sector banks.
The study also found a significant negative relationship
between NPA with Return on Assets of public & private
sector banks. The impact of public and private sector
banks significantly influences the Gross and Net NPA.
Keywords :
Non-Performing Assets, Public and Private Sector Banks, Return on Assets
