Savings is a crucial issue that plays a vital role in the economic development of our country.This variable determines economic growth for both individual and national well-being. Higher rates of savings lead to faster economic growth. Savings in rural areas is very low and little as known empirically about its patterns and factors affecting. This study triesto provide a concrete idea of savings behavior for the specific area including Jamalgonj and Trishal Upazila by using survey data gathered from 140 sample sizes (70 households data in every Upazila).The Multiple Linear Regression Model (MLR) is used for this study.The variables selected for the study are Savings, Income, Dummy variable(1 for Trishal and 0 for Jamalgonj), and Age (Household Head).

Keywords : Economic growth, Savings, Investment, Household income.